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Bar Examination Loan (BEL)

Bar Examination Loan (BEL)

Bar Examination Loan (BEL)

The Bar Examination Loan (BEL) is a strategic financial support initiative established by the Council of Legal Education and administered by the Higher Education Loans Board (HELB).

BEL is designed to ease the financial burden associated with the bar examination fees.

Beneficiaries

So far over 2,148 ATP Candidates have benefited.

 Eligibility

  1.                Candidates sitting for the bar exams
  2.              Open for non-salaried candidates only

 Who administers BEL?

Higher Education Loans Board (HELB)

 Target group

Needy, eligible ATP Candidates

 Who qualifies?

Regular candidates (candidates sitting for the exam for the first time)

 What does BEL Cover?

ATP Examination Registration fees only

 Interest rate

4% per annum (reducing balance)

 How to Apply BEL

Eligible candidates can apply through the HELB platform during the application window.

Application Process

  1. Access the HELB portal
  2. Complete the BEL application form
  3. Submit required supporting documents
  4. Await verification and approval

 How do I know whether my application was successful?

A notification will be sent to your email and phone number

 How much do I qualify?

Disbursement will be based on your need assessment outcome with the set eligibility criteria.

 Does BEL Cater for the entire full examination fees?

The amount covered depends on the assessment outcome. BEL support is determined based on eligibility and evaluation and may not necessarily cater for the full examination fees.

 When do I start repaying the loan?

1.5 years after disbursement

 How do I repay BEL?

You can repay BEL using different payment platforms e.g. USSD Code *642#, HELB Mobile App,  Loanee Self-Serve Portal, Employers Portal: The HELB Employer portal is the entry point for Employers. For Kenyans in diaspora you can also repay using Wave, World Remit and Bank deposit.

Completion of Loan Repayment

Upon completion of loan repayment, kindly seek clearance from HELB. Please note that only HELB and not your employer can confirm your loan repayment status. HELB shall confirm loan repayment completion by issuing certificate of clearance. For clearance, please fill in the Loan Recovery Enquiry form at HELB offices or huduma centers.

Over Repayment

If you overpay your loan, you will receive a refund from HELB and not your employer. To claim refund, please fill in the Loan Recovery Enquiry form.

Contact and Further Information

For inquiries and application support: